| from:thiefcrazy98 -23.11.2024 19:44 -CreditMatch website |
| Hello! I recently came across the CreditMatch website, an online service for microloans in Kazakhstan. I am going to take out a loan because I need to pay off several small debts and I need the money quickly. But here is what worries me: the website states the terms, but, as with any other microloans, there are always questions. I read reviews that sometimes for small delays they can “add” large fines or hidden fees. Have any of you already used this service? Can you tell me how it really is? Have you had any problems with refunds or payment terms? And in fact, how safe is it? |
from:EvanDuke -23.11.2024 20:43 -re:CreditMatch website |
| I used https://credit-match.kz a couple of times when I urgently needed to borrow some money for a short period of time, and overall I was satisfied with the service, although there are some nuances that are worth remembering. First of all, I want to say that CreditMatch is a really convenient platform that allows you to get a loan in a few clicks. You fill out an application, confirm your personal data, and in 15-20 minutes the money is credited to your account. It is important that all the conditions are immediately displayed on the site - interest rates, terms, possible penalties and other important points. For example, I needed to borrow 50,000 tenge for 15 days. The interest for using the money was 1% per day, so I had to return 57,500 tenge. This is the standard rate for short-term loans in Kazakhstan. The repayment process was quite simple, including thanks to the notifications that I received in advance. 2 days before the repayment date, I received a message on my phone that I needed to repay the debt, and on the day of the repayment, I received another reminder. This was a plus because I managed to collect the money on time and did not face any extra fines. But there can really be problems with late payments. If you do not manage to return the money on time, the interest starts to grow every day. For example, if I had not returned the money on time, then an additional 2-3% would have been charged on the loan amount for each day of delay. This can quickly lead to significant overpayments. Therefore, it is very important to accurately calculate your financial capabilities and understand that a loan is not just money "for free". |
from:tbes50203 -24.11.2024 13:37 -re:CreditMatch website |
| I also used this service a couple of months ago when I urgently needed money. In general, the service works, and everything is fast enough, but the terms for loans, of course, are not the most favorable. The interest rates are really high, like all microfinance organizations. But, to be honest, it was important for me to simply close a certain financial gap, and in this regard, CreditMatch was ideal for me. The main thing is to clearly understand that you will be returning not only the loan amount, but also the interest for each day. In my case, for example, a loan for 30 days with an interest rate of 1.5% per day cost 45% overpayment, which is quite a lot. Therefore, I always calculate all expenses in advance so as not to fall into arrears. |
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